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Homesaver Direct Insurance Glossary - A

Act of God

An unanticipated event that cannot be blamed on any individual. Traditionally there is no provision for insuring against these events.

Actuary

A qualified professional who applies scientific and mathematical principles to resolve financial issues. They are usually involved in the life insurance, pensions and investment services sectors.

Additional Voluntary Contributions

These are contributions paid in by policyholders to 'top up' their pension schemes; with the aim of increasing their final retirement income.

All Risks

This term applies to the cover afforded to items that are insured outside of the standard house insurance policy.

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8 July	FSA crackdown protects buildings insurance customers [click here for more]
6 July	Buildings insurance savings can cut mortgage costs [click here for more]
4 July	Student properties in need of buildings insurance [click here for more]
4 July	Subsidence warning highlights need for adequate UK home insurance [click here for more]